Debt

In this episode, Sheryl Haitana speaks to Dan and Gina Duncan, former Share Farmers of the Year, sharing their journey from valuation to dairy farming. They discuss scaling their business and managing debt wisely. The couple highlight the value of consistent systems, cost control, and investing in herd quality. They offer advice to young farmers on embracing responsibility and taking a long-term approach to growth and financial sustainability.

Figured’s modelling initially saw the start of this season with 38% of dairy farmers making a loss. Forecasts have improved by the end of the season so are the banks going to be more supportive of longer term investment into sustainability goals? This episode shares insights & forecasts, ways to deal with the bank for the long-term and how to manage the mental load of debt and cash flow stress.